Privacy Policy - Taqseem

1. Introduction

Taqseem ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our financial planning application and website.

2. Information We Collect

2.1 Information You Provide

Email address (for waitlist and account creation)
Financial data you manually enter (income, expenses, goals)
Profile information (name, preferences)

2.2 Automatically Collected Information

Device information (type, operating system)
Usage data (features used, time spent in app)
Log data (IP address, browser type)

2.3 What We DON'T Collect

No bank account credentials - We never ask for or store your banking login details
No transaction data from banks - We don't connect to your bank accounts
No sensitive financial documents - We don't require pay slips, bank statements, or tax returns

3. How We Use Your Information

Provide and maintain our service
Calculate financial projections based on your input
Send you updates about Taqseem (if you opted in)
Improve our app and user experience
Comply with legal obligations

4. Data Storage and Security

Your financial data is stored securely using industry-standard encryption (AES-256). We implement the following security measures:

End-to-end encryption for data transmission
Encrypted database storage
Regular security audits
Secure authentication via Clerk
Data backup and disaster recovery procedures

5. Data Sharing and Disclosure

We do NOT sell your personal data. We may share your information only in the following circumstances:

Service Providers: Third-party vendors who help us operate our service (e.g., cloud hosting, analytics)
Legal Requirements: When required by law or to protect our rights
Business Transfers: In the event of a merger or acquisition (you will be notified)

6. Your Rights

You have the right to:

Access: Request a copy of your personal data
Correction: Update or correct inaccurate information
Deletion: Request deletion of your account and data
Export: Download your financial data in a portable format
Opt-out: Unsubscribe from marketing emails

To exercise these rights, contact us at [email protected]

7. Data Retention

We retain your personal information only as long as necessary to provide our services. If you delete your account, we will delete your data within 30 days, except where required by law.

8. Children's Privacy

Taqseem is not intended for users under 18 years of age. We do not knowingly collect personal information from children.

9. International Users

Your information may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place for international data transfers.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last updated" date.

11. Contact Us

If you have questions about this Privacy Policy, please contact us at:

Email: [email protected]
Website: taqseem.faisalmomoniat.com